These are tough times for a lot of people. A LOT of people. And a lot of people...like me...are just waiting for something good to happen. Something to fall into place nicely and neatly.
We've been living around the corner from our ex-home...our dream home. It's had been over a year the the house had not been foreclosed on, so for the next 8 months we 'worked' with the bank to see if they could do something out to help us get it back. I know, I know...a lot of people have a lot of opinions on this subject, but please know that not everyone bought beyond their means....some of us ended up with extenuating circumstanced that left us unable to make our payments. And until you've walked in the shoes that loose you your home...please don't judge. Anyway, after a stupid clerical mistake where someone closed our file at the bank...the file we worked so hard to build....our ex-house was sold at auction. The End.
So now we are in a rental house, around the corner from the ex-house that has been a two year heartache. I want out of the neighborhood. NOW! And I definitely want to move before my oldest starts kindergarten next year.
We've set our sights on a great subdivision and I've been scanning the internet daily (okay, a million times a day) to see if any rentals have opened up. I was excited today to see that there was one posted on craigslist....right size...right price...beautiful! I contacted the person right away and received an auto-response, with a link to a website with more information about the house. There was an area to fill out your name and email and submit it if you were interested in setting up an appointment to see the house. So I did that. There was also a link to pull your credit reports which are required when you go to see the house. I didn't do that.
Being the obsessive compulsive person I am, I did a mad search on the internet to see if I could find alternative contact information for either the owner or property manager, based on what little information I had. I searched for an hour. On page 4 of my last google search, I find another craigslist post....from another city clear across the states...and guess what...it's a fraudulent post...and these people are going from city to city getting people to use their link for the credit reports and then stealing their identity. UGH!
I'm a smart educated woman. I am also very trusting. I feel like such an idiot that I allowed myself to get so extremely excited about this house. I would have filled out the forms. Had they contacted me and said that the credit reports were all they needed....I would have done it...no questions asked!!! I would have fallen for their stupid scam, and my life that is already in a state of shambles would have gotten 100x's worse. Don't get me wrong, I'm VERY thankful that I found the post about the fraud...but I'm equally as pissed off at myself for almost falling for it. Or for even knowing that I would have fallen for it hook, line and sinker.
And the thing is....I don't want to be a cynical, paranoid, un-trusting person. But can I learn to be more cautious? Is there a happy medium, or am I just living in the wrong era?
I just really wanted something good to happen today...